/* YourTruePayment — brand system (dark-first by design, matching the brand kit).
   Layout concept: midnight canvas, dusk-lit house hero with a white link bar; content sits in deep-navy panels
   with small letterspaced labels. Blue carries the brand: true blue for action, sky blue for the "Payment" half and highlights. */
:root{
  color-scheme:dark;
  --bg:#06111E; --bg-2:#0A1829; --surface:#0E2036; --surface-2:#142C48; --line:#1E3955; --line-2:#2A4A6D;
  --ink:#F1F5FA; --ink-2:#9DB1C8; --ink-3:#6F87A2;
  --blue:#2E86FF; --blue-deep:#1558D6; --sky:#5DB2FF; --ice:#A9D6FF; --blue-soft:#12325A; --blue-ink:#FFFFFF;
  --good:#4FD08F; --warn:#F4B54B; --bad:#F37068; --good-soft:#123326; --warn-soft:#3A2C10; --bad-soft:#3D1A1A;
  --grad:linear-gradient(90deg,#06111E 0%,#1558D6 38%,#2E86FF 60%,#A9D6FF 85%,#EEF4FA 100%);
  --shadow:0 2px 6px rgba(0,0,0,.25),0 18px 40px rgba(0,0,0,.35);
  --f:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --r:18px;
  /* aliases used by the analyzer script */
  --paper:var(--bg); --sheet:var(--surface); --field:var(--surface-2); --rule:var(--line);
  --accent:var(--blue); --accent-ink:var(--blue-ink); --accent-soft:var(--blue-soft); --brand:var(--blue);
  --f-body:var(--f); --f-display:var(--f); --f-mono:var(--f);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;background:var(--bg)}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{background:var(--bg);color:var(--ink);font-family:var(--f);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased;font-feature-settings:"cv11","ss01"}
a{color:var(--sky)}
.wrap{max-width:1200px;margin:0 auto;padding-inline:20px}
h1,h2,h3{font-weight:800;letter-spacing:-.035em;text-wrap:balance;margin:0;line-height:1.04}
.accent{color:var(--sky)}
.label,.lbl{font-size:.72rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-2)}
.label b{color:var(--ink);font-weight:700;margin-right:10px}
.btn,.btn-ghost,button{font-family:var(--f);font-weight:600;font-size:.95rem;border-radius:999px;padding:12px 22px;cursor:pointer;border:1.5px solid var(--blue);text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:8px;line-height:1.2}
.btn{background:var(--blue);color:var(--blue-ink)}
.btn:hover{background:#4796FF;border-color:#4796FF}
.btn-ghost{background:transparent;color:var(--sky);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--sky)}
button:disabled{opacity:.6;cursor:wait}
:focus-visible{outline:2.5px solid var(--sky);outline-offset:2px}

/* ---------- Logo ---------- */
.logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:1.32rem;letter-spacing:-.04em;white-space:nowrap}
.logo svg{width:34px;height:34px;flex:none}
.logo .wm b{color:var(--sky);font-weight:inherit}

/* ---------- Nav ---------- */
.nav{position:sticky;top:env(safe-area-inset-top,0px);z-index:30;background:rgba(6,17,30,.78);backdrop-filter:saturate(1.3) blur(14px);-webkit-backdrop-filter:saturate(1.3) blur(14px);border-bottom:1px solid rgba(255,255,255,.06)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px}
.nav-links{display:flex;align-items:center;gap:26px}
.nav-links a{color:var(--ink);opacity:.82;text-decoration:none;font-weight:500;font-size:.93rem}
.nav-links a:hover{opacity:1}
.nav-links .btn{opacity:1;padding:9px 18px;font-size:.9rem;white-space:nowrap}
@media (max-width:420px){.logo{font-size:1.12rem;gap:8px}.logo svg{width:28px;height:28px}.nav-links .btn{padding:8px 14px;font-size:.84rem}}
@media (max-width:820px){.nav-links a:not(.btn){display:none}}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;min-height:620px;display:flex;align-items:center;isolation:isolate}
.hero-art,.hero-photo,.hero-shade{position:absolute;inset:0;z-index:-1}
.hero-art canvas{width:100%;height:100%;display:block}
.hero-photo{background-image:url(img/hero.jpg);background-size:cover;background-position:65% 50%}
.hero-shade{background:linear-gradient(90deg,rgba(6,17,30,.96) 0%,rgba(6,17,30,.84) 38%,rgba(6,17,30,.25) 70%,rgba(6,17,30,.15) 100%),linear-gradient(0deg,var(--bg) 0%,rgba(6,17,30,0) 30%)}
@media (max-width:820px){.hero-shade{background:linear-gradient(0deg,var(--bg) 6%,rgba(6,17,30,.9) 50%,rgba(6,17,30,.15) 78%)}.hero{align-items:flex-end}.hero .wrap{padding-block:230px 48px}}
.hero .wrap{width:100%;padding-block:80px 72px;position:relative}
.hero h1{font-size:clamp(2.5rem,6vw,4.4rem);max-width:15ch;margin:18px 0 20px}
.hero .sub{font-size:1.15rem;color:var(--ink-2);max-width:48ch;margin:0 0 30px}
.linkbar{display:flex;align-items:center;gap:10px;background:#FFFFFF;border-radius:999px;padding:7px 7px 7px 18px;max-width:620px;box-shadow:0 10px 40px rgba(0,0,0,.35)}
.linkbar svg.chain{width:22px;height:22px;color:#47607D;flex:none}
.linkbar input{flex:1;min-width:0;border:0;background:transparent;color:#0B1B2E;font:inherit;font-size:1rem;padding:12px 4px}
.linkbar input::placeholder{color:#5E7390}
.linkbar input:focus{outline:none}
.linkbar .go{width:52px;height:52px;padding:0;border-radius:50%;flex:none;background:var(--blue);border-color:var(--blue)}
.linkbar .go svg{width:22px;height:22px}
.form-err{color:var(--bad);font-size:.9rem;margin:12px 0 0;min-height:1.3em}
.trust{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:6px;font-size:.88rem;color:var(--ink-2)}
.trust span{display:inline-flex;align-items:center;gap:7px}
.trust svg{width:16px;height:16px;color:var(--sky)}
.hero-note{position:absolute;right:20px;bottom:40px;max-width:220px;text-align:right;font-size:.9rem;line-height:1.35;color:var(--ink);text-shadow:0 1px 10px rgba(0,0,0,.6)}
@media (max-width:980px){.hero-note{display:none}}

/* ---------- Sections ---------- */
section.band{padding-block:84px}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:38px}
.sec-head h2{font-size:clamp(2rem,4.4vw,3.1rem);max-width:17ch;margin-top:14px}
.sec-head p{color:var(--ink-2);max-width:44ch;margin:0;font-size:1.04rem}
.panel{background:var(--bg-2);border:1px solid var(--line);border-radius:var(--r);padding:26px;min-width:0}

/* Essence */
.essence{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:22px}
@media (max-width:900px){.essence{grid-template-columns:minmax(0,1fr)}}
.essence .big{position:relative;overflow:hidden;min-height:400px;display:flex;flex-direction:column;justify-content:flex-end;padding:36px;isolation:isolate}
.essence .big canvas{position:absolute;inset:0;width:100%;height:100%;z-index:-2}
.essence .big::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(6,17,30,.95) 20%,rgba(6,17,30,.35) 100%)}
.essence h2{font-size:clamp(2.2rem,5vw,3.5rem)}
.essence .big p{font-size:1.1rem;color:var(--ink);margin:22px 0 0;max-width:36ch}
.rule{width:44px;height:3px;background:var(--sky);border-radius:2px;margin:22px 0 16px}
.words{font-size:.74rem;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-2)}
.gapgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
@media (max-width:520px){.gapgrid{grid-template-columns:minmax(0,1fr)}}
.gap{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:18px;display:flex;flex-direction:column;gap:7px}
.gap .ico{width:38px;height:38px;border-radius:10px;background:var(--blue-soft);color:var(--sky);display:grid;place-items:center}
.gap .ico svg{width:20px;height:20px}
.gap h3{font-size:1.02rem;letter-spacing:-.02em}
.gap p{margin:0;color:var(--ink-2);font-size:.9rem;line-height:1.5}
.gap .amt{margin-top:auto;padding-top:6px;font-size:.8rem;font-weight:600;color:var(--sky);font-variant-numeric:tabular-nums}

/* Equation (how it works) */
.eq{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:start;gap:14px;text-align:center}
@media (max-width:820px){.eq{grid-template-columns:minmax(0,1fr)}.eq .op{display:none}}
.eq .op{font-size:2rem;font-weight:300;color:var(--ink-3);padding-top:26px}
.eq .item svg{width:60px;height:60px;color:var(--ink);margin-bottom:14px}
.eq .item h3{font-size:1.02rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px}
.eq .item p{margin:0 auto;color:var(--ink-2);font-size:.95rem;max-width:30ch}

/* Result preview */
.preview{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:22px;align-items:center}
@media (max-width:900px){.preview{grid-template-columns:minmax(0,1fr)}}
.demo{background:var(--surface);border:1px solid var(--line-2);border-radius:22px;padding:24px;box-shadow:var(--shadow)}
.demo-top{display:flex;align-items:center;gap:18px}
.demo-score{width:86px;height:86px;flex:none}
.demo-score text{font-weight:800;font-family:var(--f)}
.demo-grade{font-size:1.35rem;font-weight:800;letter-spacing:-.03em}
.demo-sub{color:var(--ink-2);font-size:.88rem;margin-top:2px}
.pay-compare{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}
.pay-compare div{border-radius:14px;padding:13px 15px;background:var(--surface-2)}
.pay-compare .real{background:linear-gradient(135deg,var(--blue-deep),var(--blue))}
.pay-compare .real .lbl{color:#DCEBFF}
.pay-compare b{display:block;font-size:1.75rem;font-weight:800;letter-spacing:-.03em;font-variant-numeric:tabular-nums;margin-top:2px}
.pay-compare .was b{text-decoration:line-through;text-decoration-thickness:2px;color:var(--ink-3)}
.demo-lines{margin-top:16px;display:flex;flex-direction:column;font-size:.9rem}
.demo-lines div{display:flex;justify-content:space-between;gap:8px;padding:8px 0;border-bottom:1px solid var(--line)}
.demo-lines div:last-child{border-bottom:0}
.demo-lines span:last-child{font-variant-numeric:tabular-nums;font-weight:600}
.feat{display:flex;flex-direction:column;gap:20px}
.feat-row{display:grid;grid-template-columns:44px minmax(0,1fr);gap:16px;align-items:start}
.feat-row .ico{width:44px;height:44px;border-radius:12px;border:1px solid var(--line-2);display:grid;place-items:center;color:var(--ink)}
.feat-row .ico svg{width:22px;height:22px}
.feat-row h3{font-size:1.1rem;letter-spacing:-.02em;margin-bottom:3px}
.feat-row p{margin:0;color:var(--ink-2);font-size:.95rem}

/* Score */
.scoremix{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:22px}
@media (max-width:900px){.scoremix{grid-template-columns:minmax(0,1fr)}}
.stack{display:flex;height:22px;border-radius:999px;overflow:hidden;margin:18px 0 20px;gap:2px}
.stack i{display:block;height:100%}
.weights{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 26px;font-size:.93rem}
@media (max-width:460px){.weights{grid-template-columns:minmax(0,1fr)}}
.weights div{display:flex;align-items:center;gap:10px}
.weights i{width:12px;height:12px;border-radius:3px;flex:none}
.weights b{margin-left:auto;font-variant-numeric:tabular-nums}
.bands{display:flex;flex-direction:column;gap:10px}
.bandrow{display:grid;grid-template-columns:84px minmax(0,1fr);gap:14px;align-items:center;padding:14px 16px;border-radius:12px;background:var(--surface);border:1px solid var(--line)}
.bandrow b{font-weight:800;font-size:1.1rem;font-variant-numeric:tabular-nums}
.bandrow span{font-size:.92rem;color:var(--ink-2)}
.bandrow strong{color:var(--ink);display:block}

/* Audiences */
.who{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
@media (max-width:900px){.who{grid-template-columns:minmax(0,1fr)}}
.whoc{display:flex;flex-direction:column;gap:12px}
.whoc h3{font-size:1.45rem}
.whoc ul{margin:0;padding:0;list-style:none;color:var(--ink-2);font-size:.95rem;display:flex;flex-direction:column;gap:9px}
.whoc li{display:grid;grid-template-columns:18px minmax(0,1fr);gap:9px}
.whoc li::before{content:"";width:8px;height:8px;border-radius:2px;background:var(--sky);margin-top:8px}

/* FAQ */
.faq{max-width:820px;display:flex;flex-direction:column;gap:10px}
.faq details{background:var(--bg-2);border:1px solid var(--line);border-radius:14px;padding:0 20px}
.faq summary{font-weight:600;font-size:1.03rem;padding:18px 0;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--sky);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 18px;color:var(--ink-2)}

/* CTA */
.cta{border-radius:24px;padding:48px 36px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center;background:radial-gradient(120% 140% at 100% 0%,#2E86FF 0%,#1558D6 35%,#0B2A5C 70%,#0A1829 100%);border:1px solid var(--line-2)}
@media (max-width:760px){.cta{grid-template-columns:minmax(0,1fr);padding:34px 24px}}
.cta h2{font-size:clamp(1.9rem,4.4vw,2.9rem)}
.cta p{margin:10px 0 0;color:#DCEBFF}
.cta .btn{background:#FFFFFF;color:#0B1B2E;border-color:#FFFFFF;font-size:1rem;padding:14px 26px}

/* Footer */
.foot{border-top:1px solid var(--line);margin-top:84px;padding-block:40px 44px;font-size:.85rem;color:var(--ink-2)}
.foot .wrap{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:28px}
@media (max-width:760px){.foot .wrap{grid-template-columns:minmax(0,1fr)}}
.foot p{margin:4px 0}
.foot .tag{font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;color:var(--ink-2);margin-top:12px}

/* ---------- Analyzer ---------- */
.tool-head{padding-block:40px 26px}
.tool-head h1{font-size:clamp(2rem,4.8vw,3.2rem);margin:14px 0 10px}
.tool-head p{color:var(--ink-2);margin:0;max-width:60ch}
.grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.08fr);gap:22px;align-items:start}
@media (max-width:960px){.grid{grid-template-columns:minmax(0,1fr)}}
.sheet{background:var(--bg-2);border:1px solid var(--line);border-radius:var(--r);padding:24px;min-width:0}
.col{display:flex;flex-direction:column;gap:20px;min-width:0}
.results{position:sticky;top:calc(env(safe-area-inset-top,0px) + 80px)}
@media (max-width:960px){.results{position:static}}
.sec-h{display:flex;align-items:center;gap:12px;margin:0 0 16px}
.sec-h h2{font-size:1.35rem;letter-spacing:-.03em}
.step{font-weight:700;font-size:.85rem;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;flex:none}
.hint{color:var(--ink-2);font-size:.9rem;margin:0 0 12px}
textarea{width:100%;min-height:140px;resize:vertical;font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.8rem;line-height:1.45;background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:12px;padding:12px}
.row{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:10px}
.row button{padding:9px 16px;font-size:.88rem}
.parse-msg{font-size:.85rem;color:var(--ink-2)}
.linkrow{display:flex;flex-wrap:wrap;gap:10px;align-items:flex-end}
.linkrow .btn{padding:12px 20px}
.srcs{display:flex;gap:6px;margin:12px 0 0;flex-wrap:wrap}
.srcs span{font-size:.74rem;font-weight:600;color:var(--ink-2);background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:3px 11px}
.linkmsg{margin-top:12px;padding:12px 14px;border-radius:12px;font-size:.9rem;background:var(--blue-soft);color:var(--ink)}
.linkmsg.warn{background:var(--warn-soft)}
.linkmsg.err{background:var(--bad-soft);color:var(--bad)}
.facts{display:flex;flex-wrap:wrap;gap:6px 14px;margin-top:6px;font-size:.78rem;color:var(--ink-2)}
.fields{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:14px;margin-top:18px}
.f{display:flex;flex-direction:column;gap:6px;min-width:0}
.f label{font-size:.7rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2)}
.f input,.f select{font:inherit;font-size:.95rem;font-variant-numeric:tabular-nums;background:var(--surface);color:var(--ink);border:1.5px solid var(--line);border-radius:12px;padding:10px 12px;width:100%;min-width:0}
.f input:focus,.f select:focus{border-color:var(--blue);outline:none}
.f input.found{border-color:var(--sky);background:var(--blue-soft)}
.f.wide{grid-column:1/-1}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.92rem;text-transform:none!important;letter-spacing:0!important;font-weight:500!important;color:var(--ink)!important}
.check input{margin-top:4px;accent-color:var(--blue);width:auto}
.sheet details{margin-top:16px;border-top:1px solid var(--line);padding-top:14px}
.sheet details summary{cursor:pointer;font-weight:600;font-size:.93rem;color:var(--sky)}
.verdict{display:grid;grid-template-columns:auto minmax(0,1fr);gap:20px;align-items:center}
.ring{width:124px;height:124px}
.ring text{font-family:var(--f);font-weight:800}
.grade{font-weight:800;font-size:1.65rem;line-height:1.05;margin:4px 0 6px;text-wrap:balance;letter-spacing:-.035em}
.vline{margin:0;color:var(--ink-2);font-size:.93rem}
.payblock{margin-top:22px;border-radius:16px;background:linear-gradient(150deg,#1558D6 0%,#123B80 55%,#0E2A55 100%);padding:18px 18px 12px;border:1px solid #2A5CA8}
.payblock .lbl{color:#CFE3FF}
.paytop{display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:6px}
.bigpay{font-weight:800;font-size:clamp(2.4rem,6vw,3.2rem);line-height:1;font-variant-numeric:tabular-nums;letter-spacing:-.045em;margin-top:6px}
.bigpay small{font-size:.95rem;font-weight:500;color:#CFE3FF;letter-spacing:0}
.lines{width:100%;border-collapse:collapse;margin-top:12px;font-variant-numeric:tabular-nums}
.lines td{padding:8px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:.92rem;vertical-align:top}
.lines tr:last-child td{border-bottom:0}
.lines td:last-child{text-align:right;font-weight:700}
.lines .sub{color:#B9D3F5;font-size:.78rem;display:block}
.delta{margin-top:12px;padding:10px 12px;border-radius:10px;background:rgba(6,17,30,.45);color:var(--ink);font-size:.88rem}
.delta b{color:var(--warn)}
.kv{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin-top:16px}
@media (max-width:540px){.kv{grid-template-columns:repeat(2,minmax(0,1fr))}}
.kv div{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:10px 12px;min-width:0}
.kv .lbl{letter-spacing:.06em;font-size:.66rem}
.kv b{display:block;font-size:1.02rem;font-variant-numeric:tabular-nums;margin-top:2px}
.ratios{display:flex;flex-direction:column;gap:14px;margin-top:22px}
.ratio-top{display:flex;justify-content:space-between;font-size:.88rem;gap:8px}
.ratio-top b{font-variant-numeric:tabular-nums}
.bar{position:relative;height:10px;background:var(--surface-2);border-radius:5px;margin-top:6px;overflow:hidden}
.bar i{position:absolute;inset:0 auto 0 0;border-radius:5px}
.bar .cap{position:absolute;top:-2px;bottom:-2px;width:2px;background:var(--ink)}
.h3{font-weight:700;font-size:1.08rem;margin:26px 0 12px;letter-spacing:-.02em}
.factors{display:flex;flex-direction:column;gap:11px}
.fac{display:grid;grid-template-columns:minmax(0,1fr) 64px;gap:3px 12px;align-items:center}
.fac .nm{font-size:.9rem;font-weight:600}
.fac .dt{grid-column:1;font-size:.8rem;color:var(--ink-2)}
.fac .pts{grid-row:1/span 2;grid-column:2;text-align:right;font-variant-numeric:tabular-nums;font-weight:700;font-size:.9rem}
.fac .pb{grid-column:1/-1;height:5px;background:var(--surface-2);border-radius:3px;overflow:hidden}
.fac .pb i{display:block;height:100%;background:linear-gradient(90deg,var(--blue-deep),var(--sky));border-radius:3px}
.flags{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.flags li{display:grid;grid-template-columns:auto minmax(0,1fr);gap:10px;font-size:.9rem;align-items:start}
.chip{font-size:.64rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:3px 9px;border-radius:999px;white-space:nowrap}
.chip.stop{background:var(--bad-soft);color:var(--bad)}
.chip.cond{background:var(--warn-soft);color:var(--warn)}
.chip.ok{background:var(--good-soft);color:var(--good)}
.tablewrap{overflow-x:auto}
table.cmp{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;min-width:440px}
table.cmp th,table.cmp td{text-align:right;padding:9px 8px;border-bottom:1px solid var(--line);font-size:.88rem}
table.cmp th:first-child,table.cmp td:first-child{text-align:left}
table.cmp th{font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);font-weight:600}
table.cmp td:first-child{font-weight:700}
table.cmp tr.cur td{background:var(--blue-soft)}
.maxp{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.maxp div{border:1px solid var(--line);background:var(--surface);border-radius:14px;padding:13px 15px}
.maxp b{display:block;font-weight:800;font-size:1.55rem;font-variant-numeric:tabular-nums;letter-spacing:-.035em}
.advisor{display:grid;grid-template-columns:minmax(0,1fr);gap:14px}
.advisor .contact{flex-direction:row;flex-wrap:wrap;gap:10px 22px}
.advisor h3{font-size:1.2rem;margin:6px 0 4px;letter-spacing:-.02em}
.advisor p{margin:2px 0;font-size:.88rem;color:var(--ink-2)}
.contact{display:flex;flex-direction:column;gap:8px}
.contact div{display:flex;gap:10px;align-items:center;justify-content:space-between;font-size:.93rem;font-weight:600;user-select:all}
.contact button{padding:5px 13px;font-size:.78rem;user-select:none}
.fine{font-size:.76rem;color:var(--ink-3);margin:14px 0 0;line-height:1.5}
@media (prefers-reduced-motion:no-preference){.ring circle.arc{transition:stroke-dashoffset .6s ease}.bar i,.fac .pb i{transition:width .45s ease}}

@media (max-width:820px){.hero .wrap{padding-block:250px 48px}}

/* ================= v2: report, sign-up, saved homes ================= */
.grid{grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr)}
.results{position:static}
.linkbtn{background:none;border:0;padding:0;color:var(--sky);font:inherit;font-weight:600;cursor:pointer;border-radius:4px}
.linkbtn:hover{text-decoration:underline}
.navlink{color:var(--ink)!important;opacity:.82;font-weight:500!important;font-size:.93rem}
.navlink:hover{opacity:1;text-decoration:none}
[data-account-slot]{display:contents}
.btn-ghost.sm{padding:7px 12px;font-size:.8rem}
.rate-row{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.rate-row input{max-width:140px}
.rate-note{margin:2px 0 0;font-size:.8rem;color:var(--ink-2);line-height:1.45}

/* report frame: hairline cells on a faint grid, like the brand kit */
.report{position:relative;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;
  background:linear-gradient(var(--bg-2),var(--bg-2)) padding-box;
  background-image:linear-gradient(rgba(93,178,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(93,178,255,.035) 1px,transparent 1px);
  background-size:28px 28px;background-color:var(--bg-2)}
.rp-head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;padding:24px 24px 22px;border-bottom:1px solid var(--line);flex-wrap:wrap}
.rp-price{font-size:clamp(2rem,5vw,2.6rem);font-weight:800;letter-spacing:-.04em;line-height:1;font-variant-numeric:tabular-nums}
.rp-addr{display:flex;gap:9px;margin-top:12px;align-items:flex-start}
.rp-addr svg{width:18px;height:18px;color:var(--sky);flex:none;margin-top:2px}
.rp-addr b{display:block;font-size:1rem}
.rp-addr span{display:block;color:var(--ink-2);font-size:.93rem}
.rp-facts{font-size:.88rem;color:var(--ink-2);border-left:1px solid var(--line-2);padding-left:14px;display:flex;flex-direction:column;gap:6px;align-items:flex-start}
.sample-chip{font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--warn);background:var(--warn-soft);padding:3px 8px;border-radius:999px}
.rp-row{padding:22px 24px;border-bottom:1px solid var(--line);min-width:0}
.rp-row.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);padding:0}
.rp-row.two>.rp-cell{padding:22px 24px;min-width:0}
.rp-row.two>.rp-cell+.rp-cell{border-left:1px solid var(--line)}
@media (max-width:620px){.rp-row.two{grid-template-columns:minmax(0,1fr)}.rp-row.two>.rp-cell+.rp-cell{border-left:0;border-top:1px solid var(--line)}}
.rp-big{font-size:clamp(1.9rem,4.6vw,2.4rem);font-weight:800;letter-spacing:-.04em;margin-top:14px;line-height:1;font-variant-numeric:tabular-nums}
.rp-big small{font-size:1rem;font-weight:500;color:var(--ink-2);letter-spacing:0;margin-left:3px}
.rp-sub{font-size:.84rem;color:var(--ink-2);margin:10px 0 0;line-height:1.5}
.rp-scorebox{display:grid;grid-template-columns:auto minmax(0,1fr);gap:28px;align-items:start}
@media (max-width:620px){.rp-scorebox{grid-template-columns:minmax(0,1fr);gap:10px}}
.rp-score{font-size:clamp(3.6rem,9vw,4.6rem);font-weight:800;letter-spacing:-.05em;line-height:1;margin-top:12px;color:var(--sky);font-variant-numeric:tabular-nums}
.rp-score small{font-size:1rem;font-weight:600;letter-spacing:0;color:var(--ink-2);margin-left:4px}
.rp-verdict{margin:10px 0 0;font-weight:700;font-size:1.05rem}
.rp-disc{margin:26px 0 0;font-size:.86rem;color:var(--ink-2);line-height:1.55;max-width:44ch}
.fitcards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
@media (max-width:620px){.fitcards{grid-template-columns:minmax(0,1fr)}}
.fit{display:grid;grid-template-columns:24px minmax(0,1fr);gap:12px;padding:16px;border:1px solid var(--line);border-radius:10px;background:var(--bg)}
.fit-ico{width:24px;height:24px;border-radius:6px;display:grid;place-items:center}
.fit-ico svg{width:15px;height:15px}
.fit.ok .fit-ico{background:var(--blue-soft);color:var(--sky)}
.fit.warn .fit-ico{background:var(--warn-soft);color:var(--warn)}
.fit.bad .fit-ico{background:var(--bad-soft);color:var(--bad)}
.fit h4{margin:1px 0 4px;font-size:.95rem;letter-spacing:-.01em;line-height:1.3}
.fit p{margin:0;font-size:.84rem;color:var(--ink-2);line-height:1.5}
table.itemize{width:100%;border-collapse:collapse;margin-top:12px;font-variant-numeric:tabular-nums}
table.itemize td{padding:8px 0;border-bottom:1px solid var(--line);font-size:.9rem;vertical-align:top}
table.itemize td:last-child{text-align:right;font-weight:600;white-space:nowrap;padding-left:10px}
table.itemize td span{display:block;font-size:.76rem;color:var(--ink-3);margin-top:1px}
table.itemize tr.tot td{font-weight:800;color:var(--sky);border-bottom:0;padding-top:10px}
.taxnote{margin-top:12px;padding:10px 12px;border-radius:10px;background:var(--warn-soft);font-size:.84rem;line-height:1.5}
.taxnote b{color:var(--warn)}
.dti{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:14px}
.dti-tile{border:1px solid var(--line);border-radius:10px;padding:14px;background:var(--bg);min-width:0}
.dti-tile h4{margin:0;font-size:.88rem}
.dti-tile b{display:block;font-size:1.6rem;font-weight:800;letter-spacing:-.03em;margin:8px 0 8px;font-variant-numeric:tabular-nums}
.dti-tile.ok b{color:var(--sky)} .dti-tile.warn b{color:var(--warn)} .dti-tile.bad b{color:var(--bad)}
.dti-tile p{margin:8px 0 0;font-size:.78rem;color:var(--ink-2)}
.dbar{position:relative;height:6px;border-radius:3px;background:var(--surface-2);margin-bottom:10px}
.dbar .fill{position:absolute;inset:0 auto 0 0;border-radius:3px;background:var(--sky)}
.dti-tile.warn .fill{background:var(--warn)} .dti-tile.bad .fill{background:var(--bad)}
.dbar .mk{position:absolute;top:-3px;bottom:-3px;width:2px;border-radius:1px}
.dbar .mk.typ{background:var(--ink-2)} .dbar .mk.cap{background:var(--bad)}
.dti-tile .chip{display:inline-block;white-space:normal;line-height:1.3}
table.cmp.sc td span.chip{display:inline-block;margin:0 0 0 6px;font-size:.6rem;font-weight:700}
@media (max-width:480px){.dti{grid-template-columns:minmax(0,1fr)}}
.chip.warn{background:var(--warn-soft);color:var(--warn)}
.chip.bad{background:var(--bad-soft);color:var(--bad)}
.notes{list-style:none;margin:14px 0 0;padding:0;display:flex;flex-direction:column;gap:10px}
.notes li{font-size:.86rem;line-height:1.5;padding-left:16px;position:relative;color:var(--ink)}
.notes li::before{content:"";position:absolute;left:0;top:.55em;width:7px;height:7px;border-radius:2px;background:var(--sky)}
.notes li.bad::before{background:var(--bad)}
.notes li.bad{color:var(--bad)}
.tradeoffs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:14px}
@media (max-width:760px){.tradeoffs{grid-template-columns:minmax(0,1fr)}}
.trade{border:1px solid var(--line);border-radius:10px;padding:16px;background:var(--bg);display:flex;flex-direction:column;gap:6px}
.trade h4{margin:0;font-size:.95rem}
.trade p{margin:0;font-size:.82rem;color:var(--ink-2);line-height:1.45}
.trade b{margin-top:auto;padding-top:6px;font-size:1.5rem;font-weight:800;letter-spacing:-.03em;color:var(--sky);font-variant-numeric:tabular-nums}
.trade b small{font-size:.85rem;font-weight:500;color:var(--ink-2);letter-spacing:0}
.rowhead{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:12px}
.credit-in{display:flex;align-items:center;gap:8px}
.credit-in label{font-size:.78rem;color:var(--ink-2);font-weight:600}
.credit-in input{width:120px;font:inherit;font-size:.95rem;background:var(--surface);color:var(--ink);border:1.5px solid var(--line);border-radius:10px;padding:8px 10px;font-variant-numeric:tabular-nums}
.credit-in input:focus{border-color:var(--blue);outline:none}
table.cmp.sc td{vertical-align:top}
table.cmp.sc td span{display:block;font-size:.76rem;color:var(--ink-2);font-weight:400;margin-top:3px;text-align:inherit}
table.cmp.sc td:first-child span{text-align:left}
table.cmp.sc tr.best td{background:var(--blue-soft)}
table.cmp td.muted{text-align:left;color:var(--ink-2);font-weight:400}
.warn-t{color:var(--warn)}
.slider-row{display:flex;align-items:center;gap:16px;margin-top:14px}
.slider-row input[type=range]{flex:1;accent-color:var(--blue);min-width:0}
.slider-row output{font-size:1.3rem;font-weight:800;min-width:84px;text-align:right;font-variant-numeric:tabular-nums}
.rt-out p{margin:10px 0 0;font-size:.86rem;color:var(--ink-2)}
.rt-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin-top:14px}
@media (max-width:620px){.rt-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.rt-grid div{border:1px solid var(--line);border-radius:10px;padding:12px;background:var(--bg);min-width:0}
.rt-grid b{display:block;font-size:1.15rem;font-weight:800;margin-top:4px;font-variant-numeric:tabular-nums}
.rt-grid em{display:block;font-style:normal;font-size:.76rem;color:var(--ink-2);margin-top:2px}
.rp-cta{display:grid;grid-template-columns:minmax(0,1fr);gap:16px}
.cta-text{display:grid;grid-template-columns:24px minmax(0,1fr);gap:14px}
.cta-text svg{width:24px;height:24px;color:var(--sky)}
.cta-text h3{font-size:1.05rem;letter-spacing:-.02em;margin:0 0 4px}
.cta-text p{margin:0;font-size:.86rem;color:var(--ink-2)}
.cta-btns{display:flex;flex-wrap:wrap;gap:8px;padding-left:38px}
@media (max-width:520px){.cta-btns{padding-left:0}.cta-btns button{flex:1 1 auto}}
.cta-btns .btn-ghost svg{width:16px;height:16px}
.cta-btns button{padding:11px 16px;font-size:.9rem}
.review-box{grid-column:1/-1;display:flex;flex-direction:column;gap:8px}
.review-box textarea{min-height:80px;font-family:var(--f);font-size:.92rem}
.toast{grid-column:1/-1;margin:0;font-size:.9rem;color:var(--sky);min-height:0;opacity:0;transition:opacity .2s;user-select:all}
.toast.on{opacity:1;min-height:1.3em}
.report .fine{padding:16px 24px 20px;margin:0}

/* teaser lock */
#lockZone{position:relative}
#lockZone.locked>.rp-row{filter:blur(7px);opacity:.55;pointer-events:none;user-select:none}
.lock{position:absolute;inset:0;display:flex;justify-content:center;align-items:flex-start;padding:40px 18px;background:linear-gradient(180deg,rgba(6,17,30,.2),rgba(6,17,30,.75) 30%,rgba(6,17,30,.9))}
.lock-card{position:sticky;top:110px;max-width:420px;text-align:center;background:var(--surface);border:1px solid var(--line-2);border-radius:18px;padding:28px 24px;box-shadow:var(--shadow)}
.lock-card svg{width:34px;height:34px;color:var(--sky)}
.lock-card h3{font-size:1.4rem;margin:10px 0 8px}
.lock-card p{color:var(--ink-2);font-size:.93rem;margin:0 0 18px}
.lock-card .m-alt{margin:14px 0 0;font-size:.86rem}

/* modal */
.modal{position:fixed;inset:0;z-index:60;background:rgba(3,9,17,.72);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);display:flex;align-items:flex-start;justify-content:center;padding:calc(env(safe-area-inset-top,0px) + 5vh) 16px 24px;overflow-y:auto}
.modal-card{position:relative;width:100%;max-width:460px;background:var(--bg-2);border:1px solid var(--line-2);border-radius:20px;padding:30px 26px 24px;box-shadow:var(--shadow)}
.modal-card h2{font-size:1.6rem;margin:10px 0 6px}
.modal-x{position:absolute;top:12px;right:12px;width:36px;height:36px;padding:0;border-radius:50%;border:0;background:transparent;color:var(--ink-2);font-size:1.5rem;line-height:1}
.modal-x:hover{background:var(--surface)}
.m-sub{color:var(--ink-2);font-size:.93rem;margin:0 0 18px}
#mForm{display:flex;flex-direction:column;gap:14px}
.consent{display:grid;grid-template-columns:18px minmax(0,1fr);gap:10px;font-size:.76rem;line-height:1.5;color:var(--ink-2);background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:12px}
.consent input{margin:3px 0 0;accent-color:var(--blue);width:16px;height:16px}
.consent a{color:var(--sky)}
.m-err{color:var(--bad);font-size:.88rem;margin:0;min-height:1.2em}
.btn.wide{width:100%}
.m-alt{text-align:center;font-size:.88rem;color:var(--ink-2);margin:16px 0 0}
.m-fine{font-size:.74rem;color:var(--ink-3);margin:12px 0 0;text-align:center}
.code-in{font-size:1.6rem!important;letter-spacing:.4em;text-align:center;font-variant-numeric:tabular-nums}

/* saved homes */
.homes-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;padding-block:40px 24px}
.homes-head h1{font-size:clamp(2rem,4.8vw,3rem);margin-top:12px}
.homes{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}
.home{border:1px solid var(--line);border-radius:16px;background:var(--bg-2);padding:20px;display:flex;flex-direction:column;gap:12px;min-width:0}
.home.sel{border-color:var(--sky);box-shadow:0 0 0 1px var(--sky)}
.home-top{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}
.home h3{font-size:1.02rem;letter-spacing:-.02em;margin:0;line-height:1.3}
.home .when{font-size:.76rem;color:var(--ink-3);margin-top:4px}
.home .sc{font-size:2rem;font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--sky);text-align:right}
.home .sc small{display:block;font-size:.66rem;font-weight:600;letter-spacing:.1em;color:var(--ink-2);text-transform:uppercase;margin-top:3px}
.home dl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin:0}
.home dl div{background:var(--surface);border-radius:10px;padding:9px 11px}
.home dt{font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);font-weight:600}
.home dd{margin:3px 0 0;font-weight:700;font-variant-numeric:tabular-nums}
.home-actions{display:flex;gap:8px;flex-wrap:wrap;align-items:center;margin-top:auto}
.home-actions .btn,.home-actions .btn-ghost{padding:8px 14px;font-size:.85rem}
.home-actions label{display:flex;gap:7px;align-items:center;font-size:.85rem;color:var(--ink-2);margin-left:auto;cursor:pointer}
.home-actions input{accent-color:var(--blue)}
.compare{margin-top:28px}
.empty{border:1px dashed var(--line-2);border-radius:16px;padding:40px 24px;text-align:center;color:var(--ink-2)}
.empty h2{color:var(--ink);font-size:1.4rem;margin-bottom:8px}
.cmp td.win{color:var(--sky);font-weight:800}
.legal{max-width:760px;padding-block:44px 20px}
.legal h1{font-size:clamp(2rem,5vw,3rem);margin:12px 0 6px}
.legal h2{font-size:1.25rem;margin:30px 0 8px;letter-spacing:-.02em}
.legal p,.legal li{color:var(--ink-2);font-size:.98rem}
.legal ul{padding-left:20px;display:flex;flex-direction:column;gap:8px}
.legal b{color:var(--ink)}
.legal .updated{font-size:.85rem;color:var(--ink-3)}
.sel{user-select:all;color:var(--ink)}
@media (max-width:480px){.nav-links{gap:14px}.nav-links .btn{display:none}}