Paste any home listing. See if you can actually afford it.
We add the taxes after the sale, real Florida insurance, HOA and mortgage insurance, then score how the home fits your budget and goals.
Listing sites tell you what it costs.
We tell you if you can buy it.
Home + your numbers = a straight answer.
About a minute from link to verdict. No account, and your credit is never pulled.
The home
Paste the link. We pull the price, HOA, tax record and flood zone for that address.
Your numbers
Income, monthly debts, credit score range, cash saved and the loan you have in mind.
Your answer
The true monthly payment, your Payment Score, and every loan program side by side.
Every number that decides whether you can buy it.
Analyze any home
Zillow, Redfin or Realtor.com. Condos, townhomes and single family.
Get your Payment Score
A 0–100 score for how the home fits your budget, your cash and your goals.
Compare options
Conventional, FHA and VA on the same home, plus the most house you can comfortably carry.
Share with anyone
Send the result to your partner, your agent or your loan officer.
More than
a price tag.
A possible you.
Listing sites tell you what the house costs. We tell you whether you can buy it.
Homes / People / PossibilitiesTaxes reset at the sale
Florida caps taxes for long-time owners. When you buy, the county reassesses at your price.
Example: $5,212 → $8,341 a yearFlorida insurance
Wind coverage makes premiums some of the highest in the country. Flood zones add a second policy.
Priced by home type and valueMortgage insurance
Under 20% down means PMI or FHA MIP, priced by your credit score and down payment.
Priced by credit tierCondo and HOA costs
Dues, special assessments and safety inspections on older condos can change the payment and the approval.
Flagged from the listingHow well this home fits your budget.
You set a target payment, the most cash you want to spend, and the highest HOA you'll accept. The score weighs the home against those goals, then checks that the loan would realistically qualify.
Buyers get the truth. Agents and lenders get better deals.
Shop with the real number
- Know the payment before you book a showing
- Compare FHA, VA and Conventional side by side
- See the most home you can comfortably carry
Fewer deals that fall apart
- Run a client's numbers on any listing in a minute
- Catch condo, flood and tax surprises before the offer
- Send clients a result they understand
Leads that arrive ready
- Your name and NMLS on every result
- Buyers show up knowing their home and their numbers
- Share it with referral partners as a co-branded tool
Good to know
Is this a pre-approval?
No. It's an estimate based on what you enter and standard lending guidelines. A pre-approval needs a full application, a credit check and documents. When you're ready, a licensed loan officer can turn your numbers into one.
Does it check my credit?
No. You enter a credit score range yourself, and nothing touches your credit report.
Where does the listing data come from?
The link tells us which house it is. Price, HOA and listing details come from licensed MLS data, the tax bill from county public records, and the flood zone from FEMA's flood maps.
Why is the payment higher than the listing shows?
Listing sites usually use the seller's current tax bill, a low insurance estimate and 20% down. After you buy in Florida, taxes are recalculated at your purchase price, and insurance and mortgage insurance are priced for you.
Is my information saved?
Your first analysis needs no account, and nothing you type is stored. If you create a free account, your saved homes and contact details are kept so you can come back to them and so a loan officer can follow up. See the Privacy Policy.
Is it really free?
Yes. Your first home analysis needs no account. A free account unlocks unlimited homes, saved homes, side-by-side comparisons and a professional review.
Find out if you can buy it.
Paste the listing you've been looking at. It takes about a minute.